i'm a college student who would like to hopefully purchase a house soon (1-2 years) after graduation, so what would be some good ways to raise my credit score? I don't need a student loan, but would taking one out help? what about credit cards? right now I have no credit score
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You can not afford a credit card unless you have an income. Are you still living at home with your parents?
Pick a debt with the the lowest interest.You can get a credit card if you have a student loan but I wouldn't recommend two debts.
Pay the full amount asked for every month and DON"T be late and you should have a good credit score by the time you want to buy a house.
The bank of course will be most interested in your job/income at that time as they have to decide whether you can pay your mortgage every month plus everything else that goes with buying a house. In other words , are you a good risk.
mortgage
house insurance
hydro
heat
maintenance
property taxes
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What is a good way to increase my credit score?